High Performance iPads Apps for 2012

High Performance iPads Apps for  2012

User of iPad faced a new influx   of new apps l in 2011   .Here’s my list of some  of the  favourites from last year.

   

ZITE (free) :

Zite is a free personalized magazine for your iPad that automatically learns what you like and gets smarter every time you use it. Zite delivers all the great news, articles, blogs, and videos you want – and helps you discover new stuff that you'll love.

 When  using the apps  it prompts you to choose categories of interest. You can also let it check your Twitter or Google Reader accounts for your favourite topics. Based on that information, Zite builds a magazine with article from around the web. Graphics are sharp. Layouts are inviting and the recommendation get smarter over time.

SNAPSEED  

Snapseed makes any photograph extraordinary and is brought to you by Nik Software, the recognized leader in digital photographic products and technologies. Whether you use an iPad, iPhone, or both, you'll always have Snapseed at hand.

Enhance your photos with one tap. Tweak photos to perfection with Tune Image or selectively adjust only a part of your photo with revolutionary Control Points. Add incredible effects with innovative filters like Drama, Vintage, and Grunge. Share photos with your friends and family with social network support, or print your photos directly in Snapseed.  There’s little questions that it one of the best. Snapseed  works  with  efficiency to photo editing, with a highly intuitive interface and just enough editing and filtering options to give you control, without being over whelming.

THE FANTASTIC FLYING BOOKS OF MR MORRIS LESSMORE   

It  brings into the animation old days of Humti dumpty  World  but with interactive digital storytelling . The  program is  created by William Joyce, an illustrator and animator known for his works for Pixar, Dreamworks, Disney, and The New Yorker, The Fantastic Flying Books of Mr. Morris Lessmore blurs the line between a children's story ebook and an animated movie. Based on a short film of the same name, the interactive ebook can be as hands-on or straightforward as the user pleases thanks to buttons on the side that can turn off sound effects, the voiceover, and music. 

Each page of the 27-page book has some sort of interactive feature. The user can help Morris Lessmore repair books, play the piano, and spin Lessmore's house around in the air when it gets picked up by a tornado.   You will like the  graphically stunning narrative that’s part movie- moviebook , where the pictures animate at your touch . you can turn up the volume, hide the text and let the app tell the story , or mute the narrator and read in the old- fashioned way. Point to rotate with the virtual  world in at your finger tips

TOONTASTIC (free) :

 A great storytelling app for adults and children, Toontastic takes much of the work out of an often- daunt task. Toontastic v1.4: Attack of the Megazoid Monsters includes three new playsets featuring Sir Stomps A. Lot smashing and grabbing through San Francisco, King Jinx taking a waffle-cone sized bite out of the Chrysler Building, and Mr. Lizard – that slimey scourge of a sea monster– terrorizing Tokyo

The app breaks down a tale into five basic components and adds cartoon scenes, music and characters for the storyteller to select. You narrate a scene. While dragging characters around the screen.

LIVING EARTH HD WORLD CLOCK AND WEATHER (US$1) :

A sea of more complicated and ambitious apps, Living Earth is beautifully simple, it offers a live satellite view of the globe so you can glimpse cloud cover in your area , while  a graphic tells you the current temperature, you can add favourite locations and, for streaking weather events, you can take a snapshot of the globe and share it . When I first started the App up, the first thing I noticed was the super realistic blue marble on screen. The Day/Night, Light/Dark sides of the Earth are both brilliant, especially considering the cloud cover is accurate meteorologically and updates often with the changes in real life.  

You can set up multiple time zones and flip through, and as you do the earth spins and focuses on the spot where it’s providing you the information for (with a faint white glow), you can also set the earth to rotate on its own, which is one of my favorite things to do. I set the ‘Leave Screen On’ while it’s on the dock on my desk and simply have it slowly rotating around and around, from day to night, while still providing me with the weather and forecast info, it’s a pretty and functional desk accessory.

While at this price, this App definitely fits the bill, I do hope that they stick to their word (in the App Description on iTunes) and add an alarm clock in a future update. If they can manage to add a few more functional features, they might be able to boost the price up, however, if they added an alarm and kept it at this price, they would have one of the best and most visually stunning alarm clock Apps available.

BACK IN TIME (US$8):   

Back in Time tells the story of the universe with a 24-hour clock, where the big bang start the day and humans appear in the final seconds. Back in Time is a new iPad app that tells the story of the universe. Now you can explore the past through photos, animations and videos.

An imaginary clock will guide you through this quest, proposing a simple analogy: the whole Universe started 24 hours ago.The Big Bang, source of Time and Space, is the first event in our journey – the clock marks 0:00 hours. Today, 13.7 billion years later, the clock marks midnight. In between, a sequence of key events that brought us where we are today.  

Made especially for iPad;

Over 300 remarkable images;

60+ amazing animations and videos;

40+ illustrative timelines;

More than 200 little-known interesting facts;

Music by the renowned compositor Rodrigo Leão;

Developed for 5 languages (English, Spanish, German, French and Portuguese)

No Internet connection required.

Spin the clocks hands and you can explore historical highlights , through videos about dark matter. Text-based discussion on the Cradle of human kind photos of Lucy, the legendary fossil, among many others. The text is best suited for older children and adults , but it makes for great browsing for younger children, too, and the subtly moving graphics provide a compelling backdrop.

How To Improve Your Website Visibility to Drive Traffic to Your Site

 

Social media marketing is a growing industry ,it is a new recent trend where young savvies were socializing to share information and making friends on the internet and it has rapidly grown to encompass business as well and it cater to web surfers of all ages


It revolves around social networking sites ,and is an excellent means of getting your message out to the people who matters, especially to your target audience . Social Media Marketing is the practice of creating compelling content for marketing online to mass audience by sharing by using social networking and social bookmarking sites .

This immerse growth has seen many people participating in social media and networking sites that has led to increased investment in the growing field of social media marketing. As we see a rapidly growing number of small businesses implementing social marketing ideas and strategies in their business plan , we will look at how businesses adapt to this new marketing concept and understand how users use these social media sites in order to be successful in business typically in marketing their products or brand by Sharing , Socializing ,Strategizing and realizing Sales .

If your company is aiming to start venturing out into social media marketing, you have to understand sharing information with the rest of the world while presenting your company’s expertise .It is an effective mean of finding your target audience and connecting and interacting with them .It is an avenue to build your reputation in your specific trade ,you will be able to utilize the social media channels to build product and brand awareness, increase traffic to your site and for link building and then you can track statistic to see which channel or methods are working for you

There are many social network sites that were developed specifically for business owner ,they come under different category like Pligg, Dofollow , Scuttle and Scuttle Plus Sites , there are other that are designed specific field of interest and take some research to find out which one might be best for you and your business .There are also social news websites, such as, Digg and StumbleUpon, Faves , Diggo that have the potential to attract many thousand of unique visitors to your website in a short space of time as well as a good number of backlinks if you manage to reach the front page.


A successful Social Media campaign enhances as a major catalysts to the increase brand exposure for smaller business to medium enterprise and the expenditure will not cost a fraction of traditional advertising costs and effort, It also serve to provide large scale market exposure to different countries and provide feedback for product refinement ideas at no extra charge.

It seems that many small businesses have registered with these sites , filled out their profile pages ,upload their content article page and waited for incoming flow of traffic and new business to arrive. If you want to attract new visitors to your site then you have to actually participate and become involved in a community provide by the Social Media sites, that will means uploading more content values article , pictures , video and relatively be frequently active to provide advice or comments in order to be interactive with friends made from the site


Advantages of Social Media Marketing




Example of Dofollow Pligg Bookmarking site



A successful Social Media Marketing campaign leads to major awareness of your brand or of the products which you are marketing online . Choosing an effective Bookmarking software or some specific social bookmarking or networking site which complement to your campaign sometime can really spread your word very fast attracting many unique visitors to your site .

Getting listed on a front page of major social Dofollow bookmarking sites will send you huge amounts traffic and almost instantly. This can be achieve if your have good Killer copy write heading with an interesting article and although the increase in traffic may not equate to conversions to realized sales but it should generate good publicity of your website

Some of the benefits are as follows : -

- A good well strategize social marketing plan may provide an effective low cost traditional advertising and marketing

- Frequenting campaigning bring you large amounts of backlinks that benefit your ranking in search engines.

-Traditional online advertising methods, such banners advertising are static while social media marketing is totally dynamic and can be presented with different heading and with flexibility to broadcast to also forum and ezine article submission site for broader exposure .

Setting your Goals and objective

Social Media Marketing requires details planning before launching of your campaigns, it would be necessary to set short , medium and long term targets for the exercise , and typically before launching any campaign , you will need to do some simple research as follows :

- to identify your target customers & audience

- to select a list social Networking and bookmarking site , Dofollow pligg site to Scuttle and Scuttle Plus Sites ( choose 300 to 500 site to start with )

- Looking for a good bookmarking software . We recommend the Bookmarking demon ,It will save a lot of time in bookmarking submission and is both effective and efficient. This software is worth its price in web publishing is a long term investment especially when it includes free lifetime updates. Bookmarking Demon provide regular updates and the program now in version 5.0 is better then ever. It currently offers more than 130 social bookmarking sites that includes a combination of Scuttle, Scuttle Plus, and Pligg sites.

- Ensure you have nice well designed website with multiple pageviews , as bookmarking will require to submit article pageview links from your website , you can also provide your Blogs linked pageview as the more pages submitted social bookmarking sites will increase your exposure

- Define which article content of value is suitable to specific target audience and focus on what is their common interest and organise them from the statistic you have collected to short list and categorized them . Submit niche article to specific site to target them in order to target niche potential customer

- Usually you will see increase of traffic relatively improving , but in order to ensure efficient Social media marketing , the campaign will need to be long term for at least 4-6months to more than 18 month before you can see really good results .Please consider that as you established a foot hold with some of these major bookmarking sites , the more submissions you have uploaded to their accounts ,the ranking of your site on search engine will improved .Therefore plan your campaign with good article submission with keyword, plan your bookmarking time and duration with consideration of promotion period inline with school holidays or public holidays , as certain period of time, some websurfer has tendency to visit their favourite social media site more frequently

Organising a Successful Campaign

Social Networking site like twitter ,facebook and myspace are all effective social media marketing websites ,likewise most of the major social bookmarking website provide effective broadcasting of your value content in an efficient and fast distribution . But while the efforts ahave been put in ,sometime results may not turn out as positive or overwhelming, this could be due to the following reason ;

Be interactive

You must listen and respond to your customers. Having conversations which flow in both directions help you understand the concerns of your customers, while they voice their opinion . Most social networking site like facebook, myspace provide option for video streaming demonstration , or sharing of photos .Utilize these media tools to help in bringing across message better .

Warm Approach

Automated responses and standard letters are not recommended sometime . Social media is about being conversational , reciprocration and recommendation. Be buzzy and active

Transparency

Be honest and offer transparency in your agenda . There are many compelling ways to raising awareness for your company. Stretching the truth will not be satisfying ,as websurfer hungers for truth and reliable information. There are easy accessible reviews on the internet for any services or products . Always remember your competitors will most probably be online also .

Be a part of the community

Acknowledge and show appreciation to others in the community which offer value to your business. Always share useful knowledge. It goes a long way like making friends .Be friendly and you will always build reciprocrating friendship online .

A successful Social Media campaign enhances as a major catalysts to the increase brand exposure for smaller business to medium enterprise and the expenditure will not cost a fraction of traditional advertising costs and effort, It also serve to provide large scale market exposure to different countries and provide feedback for product refinement ideas at no extra charge.
Download the Free Ebook  on Social Bookmarking intelligence ,totally yours for FREE  at  http://www.bookmarktechnology.com  available  in English, Indoneisan , Thia , Malay and Chinese language

The New iPad HD - High Definition -Voice Dictation VersioniPad 3 will be launching in US, Hongkong , Canada, UK, Germany, Switzerland, Japan, Puerto Rico, Singapore, Switzerland, UK,Australi and the US Virgin Islands on March 16th 2012. The prices for the WiFi/4G version of the device is similar to the iPad 2.

The New iPad HD - High Definition -Voice Dictation Version

iPad 3 will be launching in US, Hongkong , Canada, UK, Germany, Switzerland, Japan,  Puerto Rico, Singapore, Switzerland, UK,Australi  and the US Virgin Islands on March 16th 2012. The prices for the WiFi/4G version of the device is similar to the iPad 2.

Apple will begin shipping the iPad  HD device on March 16th. However, as a user you can start pre-ordering the iPad 3 right now. To pre-order the iPad 3 you can visit the the Apple  Store at  http://store.apple.com/us/browse/home/shop_ipad/family/ipad.

iPad3 Specification

241.2 x 185.7 x 9.4 mm dimension.

9.7-inch multi-touch capable capacitive screen with a resolution of 2047 x 1536 pixels (Retina Display – 264ppi).

A5X processor (Dual-core 1 GHz Cortex-A9) with quad-core graphics (probably PowerVR SGX543MP4).

5-megapixel iSight camera with 5-element lens, backside illumination, and hybrid IR filter. The new camera supports video recording at 1080p. Image resolution is 2592 x 1944 pixels.

4G LTE support for AT&T and Verizon.

Bluetooth 4.0.

10 hours battery life on 4G, and 9 hours on 3G.

The new iPad HD  features Apple’s new quad-core A5X processor, an SoC that includes  improvements where graphics performance is concerned and  a much improved backlit rear camera that will capture 5-megapixel photos dedicated with capability   for 1080p HD video capture support with built-in stabilization

Apple’s new iPad will support 4G LTE download speeds of up to 72Mbps,  the  standard 3G support is included as well since 4G LTE networks are not the Norm  in some  part of the world  . Thus provide the most comprehensive support for fast networks worldwide including HSPA+ and DC-HSDPA, and now both CDMA and GSM iPad users have the ability to easily roam internationally

 Also unveiled a new version of iPhoto for the iPad at today’s press conference, complete with photo effects, gesture support, multitouch photo editing and iCloud support. iPhoto will be available for $4.99 in the App Store beginning today.

With iOS 5.1, the latest update to the world’s most advanced mobile operating system, the new iPad has also addon additional  new feature l like  Personal Hotspot. iOS 5.1  which  now   works seamlessly with iCloud®, with  a set of service  including iTunes® in the Cloud, Photo Stream and Documents in the Cloud, that works seamlessly with your iPhone®, iPad, iPod touch®, Mac® or PC to automatically and wirelessly store your content and push it to your devices. 

The new iPad also supports  Voice  dictation . Instead of typing, users  will  tap the microphone icon on the keyboard, and   then record down what they intend to say  and the new iPad listens. Tap done, and iPad converts your  voice words into text. You can use dictation to write messages, take notes, search the web and more. This features provide so much flexibility  and accessibility  for a wide range of application .Another grand features  which a class of its own include the  new iBooks® 2 app for iPad which  lets users experience an entirely new kind of ebook that’s dynamic, engaging and truly interactive. iBooks created with Apple’s new iBooks  Author offer real  gorgeous, fullscreen ebooks with interactive animations, diagrams, photos, videos, and finger  pointing navigation and much more.

iOS 5.1 and iTunes 10.6 are available today as free software updates. iPhoto, iMovie 1.3 and GarageBand 1.2 are available today for $4.99 (US) each from the App Store (www.itunes.com/appstore). Keynote 1.6, Pages 1.6 and Numbers 1.6 are available today for $9.99 (US) each from the App Store. Updates are available for free to existing customers. By the end of March iPad will be available in Austria, Belgium, Bulgaria, Czech Republic, Denmark, Finland, Greece, Hungary, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Macau, Mexico, The Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.

The new iPad will become available for pre-order starting today, and it will launch on March 16th  2012

(extract from Apple’s  Press release )

iPad Enhances Digital Literacy and Widen Reading Scope

iPad for Digital Literacy and Social Networking

School   should  rethink  their approach  to  building digital communication skills so that students can share and develop their ideas and aspirations online,

Digital literacy and social communication training should enable students to use social media as a platform  so that they can share their values. Once students can articulate their skills and aspirations online, they  also  learned better control of their behaviour and improved their communication skills ,  they can  start  conversation with a new audience who might engage with them in all  creative  ways. 

We should not  stop digital literacy training that uses the internet and social media to achieve pre-defined outcomes such  as finding a job or setting up a business.  There  has  to be commitment  and rewards for student online to pursue  knowledge  but also  to  learn the basis of making a living .

To acquire knowledge  is  sometime expensive especially if the student  is not sponsored nor  yet finding  income to support  his studies  and  yet  keep  enrolling for course which  sometime  are expensive and exceed their capacity  .Mentors and teachers  will need   to   relay the ideas  to student  take up such training with integrity , creativeness  and entrepreneurship  spirit  to ensure  a clear  focus agenda  that acquiring  knowledge  is Not a task   , and  DO Not to forget  how to live . 

 “Networked literacy is what the web is about. It’s about understanding how people and communication networks work. It’s the understanding of how to find information and how to be found. It’s about how to read hyperlinked text articles, and understand the connections that are made when you become “friends” or “follow” someone on a network. It’s the understanding of how to stay safe and how to use the networked knowledge that is the World Wide Web. Networked Literacy is about understanding connections.”

... by  Jeff Utecht of the  Thinking stick .

His quote   “It’s the understanding of how to find information and how to be found” is a relatively  useful  advice  to  remind to Net user  to appreciate and  understand the concept of internet  marketing and  understanding that  Social Networking will be part of  requirement in time when one graduate from his studies, to be ready for the working  market. It’s the idea of teaching students that they should explore the use of  social networking  sites  like Facebook , mySpace  and through other web connections. We need to teach them how to use those networks to spread their message  to share  their  ideas .

With consideration   on  popularity of the iPad Tablet , the quote above summarizes   how we can move from using   this  "Gadget  Tool" mentality switch  to  "Social networking Tool" mentality.It's about harnessing these revolutionary  gadget  from a  mobile enabled internet device purposes and transform  it into a tool necessary for survival and success in today's world. 

 The iPad (and similar tablet devices) bring is a whole new world of possibilities by adding another dimension in the  world of  connectivity  complete with interactive linking, embedded videos, and a whole lot more.

Using the iPad  for social networking  ,it allows surfing  on the web  in a more productive ways with splendour  and fun  .  Experiencing the social networking by using iPad is excellent as it allows  using iPad social networking applications such as Photos, SMS, GPS, Multiplayer Game, Calendar, Video, IM, Personal page . Web browsing with iPad  includes faster functioning and brilliant visualization of web pages such as vibrant color, readable sharp text size in portrait or landscape on the large Multi-Touch screen. 


There is a long list of amazing features that takes share in increasing the fun of social networking on the iPad. An iPad user can easily add more and in his own specific way by integrating the iPad social networking applications

The  iPad   interact with social networking sites with faster speed of internet. Everything on touch screen with few finger taps and roll overs makes the social networking amazing for user. 

As  the World  economy  is  facing  the Ups and  down , and  with the Euro Crisis  still not resolved .. Starting your own business may not be the easiest choice, but it could well be the difference between being able to foot  for your  further studies    having to face some other difficult choices.

After  being familiar  with  the social networking functionality on the iPad , it will be appropriate to explore  the following methods  to make money online  and try beating the recession

The first initial  step to  do some research  and  set  up a business plan    . There are many business and money making opportunities on the internet  . Check out some good  money making  model , follow the people who are successful at making money on the internet and visit their website  to check  out what you can learn from their experience . Follow what they do, watch them for the changes they make to their websites, blogs, videos, and press releases. This should show you how they make money online and it is important to constantly be thinking about what they are doing, and if you think it could be something you do also. Try model ling  them and follow their successful ways

Next  copy and replicate those who are successful on the internet by Learning  how they make money online.   Make your decision and proceed  signing up for opportunities, paying entry fees or starter package fees, and creating accounts with blogs and videos and article sites. Do not expect to be generating income  during  your initial venture   This phase of effort  is just  a starting point for where you will be taking your online endeavors.  Be determined and follow your business Plan

Proceed to take action on your plan. Whether it is blogging ,  writing articles, creating videos, start ing your affiliate program   or developing Apps  you must take action in order to receive results. Do not expect to just sit back and relax at this stage , focus  effort to practice internet marketing for your product and services  ,and bring  what you can offer to the world . Utilize your skill  in  Social networking  which  is  viral and   spreads news mouth to mouth  as  it is an effective  way of  marketing. Use  your embedded Mobile technology from your ipad to use  get  yourself connected in the Mobile and social networking landscape

It gives you the  mobility so you can connect social networking sites from anywhere and at any time basis. You can send tweets  on Twitter while you are commuting and  You can make comments or send messages while  you are in the  train  or  taxi . This much of mobility increases your exposure to the social media and thus your chances of good business.

Youth Enjoy Having a Purpose , Start with Entrepreneurship

“Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime.”

Youth Need a Purpose , Start with Entrepreneurship

Bloggingbymillion encourages youths to be engaged in activities that fosters a better understanding of themselves .

 It enables others and the community to make positive life choices which allows them to maximize their potentials.

Youths must be mentored. They have the ability to learn, reinforce and practice to apply skills which is necessary to their development. It also helps them to reach out to positive academic, career, and personal goals to meet social competence.

The New Digital media engages youths and challenges them academically. Thus, helps to foster their abilities to express themselves and life-long learning. Journey of a thousand miles, begins with the First Step. So start off “First Step” with

New Book  - “Blogging by Million, Earn By Millions.”

This book inspire prospective young entrepreneurs to learn modern methods in online marketing and entrepreneurship

 skills and enable them to tackle the problem of unemployment by equipping them with internet marketing skill to take up income generating projects with New ideas

Entrepreneurship starts young and as mentioned it will require much time to nurture with good attitude and entrepreneurship skills . 

A Good perception is needed to inspire youth that entrepreneurship is a strong opportunity for young people that they must be nurtured with while gain experience, self-esteem, and employability and create wealth. All business start small before they get to grow . Entrepreneurship has been all the while been linked with being adventurous , ambition, dynamism, innovation , and a thriving enthusiastic spirit , But beyond that , However, there  are only a few who are Not afraid to fail , who can sell ideas and turn them into profits, these few are the ones called entrepreneurs

Entrepreneurship is the process of trying out New ideas ,creating product or New services and assuming the role in organizing, managing, and absorbing the risks, Not afraid of failure and enjoying the rewards of a business. Most people see entrepreneurship as the opportunity to pursue the dream of working for themselves. For many, it’s not always about the money, but rather, about the passion and the challenge.

What would stimulate youth entrepreneurship?

Start with a good old Lao Tzu’s saying

“Give a man a fish and he eats for a day. - Teach a man how to fish and he eats for a lifetime" ………………..this famous quote is the best saying even for present societies which can inspire Youth to live by in order to promote them to become Young entrepreneurs.

Make Entrepreneurship an “Welcome “ option for young people. In many countries entrepreneurship is not perceived as a viable option for young people seeking employment. Main reasons are because of the following stigma

-Many families put much focus on earning wages rather than creating wealth as they have the perception that a good qualifications will guarantee people to be employed . Therefore this cause the expectation that if the family effort to help young people get a degree is not realized , will deem the youth’s future. Thus it has become a stigma to present societies around the world .

- Another major stigma is Failure . The fear of failure is a strong discouragement to starting your own business.

Entrepreneurship is not valued in many societies with high esteem as it is not similar to working with a Government agency or with a large corporation . Therefore potential young entrepreneurs are usually tend to be more risk averse and are less afraid of the financial and social costs of failure as they out weigh both the the benefits of success over failure

What would stimulate youth entrepreneurship?

1. Capitalize on Social Media and networking and create good PR campaign to instill entrepreneur ideals for the Youth

2. Ensure that education system is tailored relevant to the needs of young people to find decent and productive work. . This education should start from early school days through vocational training, universities  and business incubation for young entrepreneurs. Pursue the need for developing the skills and attitudes that make up an entrepreneurial mindset for the Youth

3 . Encourage entrepreneurial activities by promoting the concept of entrepreneurship and self-employment  as well as training for entrepreneurs.

4. Reduce the fear of failure and boost perception of the value of entrepreneurs to society. Ensure the value to the economy of entrepreneurship and wealth creation is well understood by everyone involved in training, education and working with young people

5. Identify Role Models and champions from among young people and successful entrepreneurs. Persuade experienced business people to promote self-employment as a genuine career option for young people.

6. Create prestigious awards to celebrate the success of entrepreneurs

The opportunities available to an entrepreneur are totally unlimited which is most encouraging ,and now with the recent introduction of New Media technology , it offers Globalization opportunities for all whom dared to implement new ideas online

Entrepreneurs need the right environments to grow their company. This environment will include other Governmental organizations, companies or even educational institutions that help to grow the business by providing seed funding or example ..some short-term self-sustaining micro-credit mechanisms for business start-ups which are regarded as a highly effective social investment. Government and employers can play a role in influencing banks to give preferential loan and repayment options to young entrepreneurs.